Our mission is to partner with pre- and post-retirees in retirement planning through a caring, educational and personalized process.
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45° North Wealth Group, LLC

Helping to Build Relationships

Helping to Grow and Protect Family Wealth

Helping to Provide You With Financial Freedom

Helping People Develop Strategies

  • Retirement Planning
  • Wealth Management
  • Social Security
  • Income Planning
  • Legacy Planning

Generational Vault

Never again worry about forgetting where you put your trusts, wills, powers of attorney, insurance policy, investments and other critical documents because they can now all be kept in one place … that is easily accessible!

Our Generational Vault is a virtual “safety deposit box” for you to upload important documents and view financial information.

Generational Vault is available 24/7, making your essential documents readily accessible at the click of a button.

Contact us today to learn more how Generational Vault can help ensure that you are left with clarity instead of chaos.

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See Inside the Vault

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Jay Guerin is an investment advisor representative of Gradient Advisors, LLC, an SEC registered investment advisor. Jay Guerin serves Minneapolis, MN and the surrounding communities and provides financial planning and wealth management.

45° North Wealth Group, LLC provides investors custom-tailored investment strategies to meet short and long-term needs. Our goal at 45° North Wealth Group, LLC is to help our clients realize their financial dreams by offering creative solutions through an open and transparent process utilizing both financial and insurance* solutions to achieve financial independence. As a fiduciary, Jay Guerin is legally obligated to put our clients’ interests first.

We empower you to navigate today’s complex financial world. We customize a plan to fit your individual and family needs, as well as the needs of your small or large business.

*Insurance products and services are offered through Patrick ‘Jay’ Guerin, independent agent.

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Retirement Planning

Our firm takes pride in providing comprehensive retirement planning services to our clients. We review our clients’ wills, estate plans/trusts, taxes and insurance. Our comprehensive services integrate all aspects of our clients’ financial picture in a coordinated effort to provide for financial clarity and multi-generational wealth ...


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Wealth Management

During our discussions, we encourage clients to carefully evaluate their risk tolerance and to develop an overall financial strategy that balances potential safety and growth. From our discussions and examinations, we’ll work with you to utilize retirement products and strategies designed to help protect, preserve and enhance your wealth ...


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Social Security Maximzation

There is a lot to know about Social Security, and the more you know, the better decisions you can make, helping to bring you just that much closer to maximizing your benefit. We will help you get the most you can out of your benefit, so you can take one step closer towards the comfortable and happy retirement you have worked so hard for ...


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Our Location

651-295-5977 jay@45NorthWG.com

45° North Wealth Group, LLC
Shoreview, MN 55126

Our Company

  • Home
  • Our Company
  • Strategic Alliances
  • Video Library
  • Seminars
  • Contact Us
  • Client Login
  • Get Your Risk Score

Our Services

  • Retirement Planning
  • Wealth Management
  • Social Security Maximization
  • Income Planning
  • Enhanced Planning

Patrick ‘Jay’ Guerin offers Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal, or accounting advice. 45° North Wealth Group, LLC is not a registered investment advisor and is not an affiliate of Gradient Advisors, LLC. Insurance products and services are offered through Patrick ‘Jay’ Guerin, independent agent.

45° North Wealth Group, LLC, Patrick ‘Jay’ Guerin and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Patrick ‘Jay’ Guerin, and our editorial staff.

The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell Investment Advisory Services to any residents of any State other than the State(s) Patrick ‘Jay’ Guerin, is registered or where otherwise legally permitted. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours.

This content is for informational purposes only and should not be used to make any financial decisions.

Exclusive rights to this material belongs to GPS. Unauthorized use of the material is prohibited.